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Monetary Policy Outlook

How are interest rates developing in Switzerland and worldwide and what does this mean for market participants? Our experts share their opinion on the market situation in the current assessment of the interest rate market.

Monetary Policy Outlook December 2024

For your success with real estate

Private and institutional property owners and investors gain access to customised property solutions. We offer property consulting, financing and transaction processing as well as investment services such as mortgage servicing or the development of investment products. We are independent and exclusively committed to the interests of our clients.

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Avobis market mirror 2024/2

On 15 pages, the Avobis market mirror visualises and classifies the most important key figures of the 16 major Swiss labour market regions with a focus on the residential property market. The most important data on demand, supply and market results as well as an outlook enable investors to assess developments in the individual functionally related regions.

Avobis Market Mirror

Our services

Asset and Portfolio Management

As your portfolio manager, we take care of the entire asset management of your properties. We handle all steps in the entire real estate value chain – from purchasing to managing and redeveloping properties to portfolio risk management and divestment.

Consulting & Client Representation

We advise and support you in the holistic analysis of your property or portfolio at all relevant levels. We think in scenarios and develop customised strategies for sustainable real estate development.

First Letting and Home Sale

Whether a first-time rental or a sale: in real estate marketing, we cultivate a working method that is based on broad expertise as well as valuable contacts. This is how we successfully highlight your property on the market and bring it to the right prospective buyers step by step.

Financing

For the financing of individual properties, real estate projects or entire real estate portfolios, we evaluate attractive financing solutions for you, find suitable lenders, accompany you until disbursement and, if desired, take over the ongoing loan management.

Transaction Management

In transaction management for real estate, we accompany you through the entire sales process of investment properties. Through our large network of potential buyers, we maximise your sales proceeds and optimise transaction security.

Collective Investment (Club Deals)

Would you like to participate in a larger investment as a private, qualified investor together with a small group of investors? With Real Estate Club Deals, you can participate in a wide range of real estate investments that would not be accessible to you alone.

Acquisition of Real Estate for Investment Vehicles

Our transaction management team at Avobis Invest specialises in finding and acquiring suitable properties for our own investment vehicles. Our main focus is on identifying optimal investment opportunities and achieving sustainable returns for our investment vehicles.

Mortgage Servicing

Our expertise in mortgage servicing encompasses the entire process from origination to administrative support and new mortgage investments for and on behalf of you as a mortgage provider. We handle individual process steps or the entire mortgage management carefully and reliably for you.

White Labelling of Mortgages

Through Kreditanstalt für Hypotheken (KFH), we provide lenders with secure access to the mortgage asset class and capital asset transfer solutions. Credit institutions and risk capital lenders can engage in indirect lending and thus do not appear on the market in their own name.

Mortgage Portfolio Management

As the mortgage lender, we handle the management of your entire mortgage portfolio on your behalf. We also work with you to develop the best strategy and optimise your ROI and risk structure. Within the framework of the allocation guidelines, we bear the profit responsibility for the return and the risk in your portfolio.

Institutional Investors

Real Estate Companies

Are you struggling with increased financing costs or securing your construction loan? Do you lack the resources to take care of the development of a construction project or the first letting, or would you like simpler planning or transaction processes?

Private Investors & Family Offices

Would you like to invest in property, but can’t find any suitable investment properties? Are you looking for support in recognising the potential for increasing the value of your own or new properties?

Cooperatives

Housing cooperatives and other non-profit property developers are in the spotlight more than ever due to the housing shortage and have specific requirements for the development, optimisation and financing of their properties.

Healthcare

Hospitals, retirement and nursing homes as well as psychiatric institutions and private clinics are faced with numerous challenges these days, such as cost pressure, regulatory requirements and investment needs. Forward-looking planning of the property portfolio and its financing costs is becoming more important.

Public Sector

As a municipality or canton, are you facing the challenge of creating more living space and combating the housing shortage? Do you lack the resources or data to optimise your property strategy?

Companies with Commercial Real Estate

Does your company own real estate that ties up capital outside the core business, making liquidity planning more difficult? Are rising interest costs a burden? Or are you unsure where to open your next location?

Market Insights & Data Solutions

>50

Employees: Property specialists, Financing experts, Data specialists

since 1997

successful in the Swiss property market

3 bn.

Transaction volume processed

35%

Average cost savings achieved in financing

>2 bn.

Mortgages and properties as assets under management

12 bn.

In volume of mortgages and loans under management

3 bn.

Mortgage volume processed p.a.

>50

Completed energy-efficient refurbishment projects

«The Avobis financing team successfully supported us in securing full financing for our new building. This includes space for 88 residents, a day care centre for 96 children, 24 serviced apartments, a kindergarten, a spacious garden and a bistro. Particularly valuable was the expert advice on various interest rate hedging options, which ultimately enabled an attractive and long-term financing structure.»
Daniel Suter
President of the Ecumenical Association for a Neubad Generation House

«We were the first public hospital in Switzerland to secure several hundred million Swiss francs worth of financing via the capital market – without having to rely on capital from our sponsoring municipalities.»
Thomas Brack
Director Limmattal Hospital

«Thanks to Avobis, we were able to expand our clients’ mortgage portfolio to an impressive 1.5 billion within 5 years! We have always benefited from Avobis’ flexible set-up and many years of experience.»
Maurizio Pedrini
Portfolio Management Swisscanto Anlagestiftung Hypotheken Schweiz

«We were able to save massively on interest costs for our renovation project and conclude favourable financing.»
Christian Lötscher
Housing Cooperative Belforterstrasse

«We found a debt advisor who supported us in all aspects and represented our needs to capital providers.»
Philipp Scheuzger
CFO Baden Cantonal Hospital

«Our know-how in financial matters is complemented by bank-specific knowledge. This gives us additional security and saves us time and money.»
Christian Zeyer
President Housing Cooperative Oberfelden